Medik Plus provides affordable plans that cover your consultations, tests, and medication needs.
Affordable essential cover for everyday healthcare needs.
Covers external HMO benefits
1 free doctor consult/month
Extra Consults: ₦1,500
Save ₦20k on meds (10% on each order)
10% off lab tests & Diagnostics
Affordable essential cover for everyday healthcare needs.
Covers external HMO benefits
2 free doctor consult/month
Extra Consults: ₦1,500
Save ₦35k on meds (10% on each order)
15% off lab tests & Diagnostics
Affordable essential cover for everyday healthcare needs.
Covers external HMO benefits
3 free doctor consult/month
Extra Consults: ₦1,000
Save ₦50k on meds (10% on each order)
20% off lab tests & Diagnostics
| Plans | Mini | Classic | Zen |
|---|---|---|---|
| Age limit | 70 years | 70 years | 70 years |
| Consultation | |||
| General Consultation - Treatment of basic medical outpatient and in-patient cases | |||
| Specialist Consultations | |||
| 24 hours free chat access to healthcare professionals (infotech-driven) | |||
| Free chats with doctors and nurses when in need of care during any medical emergency | |||
| Free chats with doctors and nurses when in need of any routine medical information | |||
| Free telemedicine app | |||
| Treatment of Chronic Conditions | |||
| General Consultations | |||
| Specialist Consultations | |||
| Chronic Disease Medication - drug delivery and pick up at partner pharmacies | |||
| Hospital Admissions | |||
| Laboratory tests | |||
| Personal health equipment - BP machine, Glucometer, Trackers | |||
| Investigation and treatment at limits per plan | |||
| Accident and Emergency Care | |||
| Resuscitative care for accident and emergency cases, including basic radiological and laboratory investigations needed to stabilize patient before being moved to the ICU if need be. | |||
| Intensive Care Unit | |||
| For comatose & unconscious enrolees, Pain management, Stabilisation and maintenance treatment for chronic diseases, Ventilator care, Management of diabetes and diabetic emergencies, Long term skilled and semi-skilled hospital care | |||
| Diagnostics and Imaging | |||
| X-Rays and Ultrasounds | |||
| Laboratory Tests | |||
| Advanced Investigations, limited to CT Scan, MRI Scan, Echocardiography, Electrocardiography | |||
| Chemistry | |||
| Chemistry | |||
| Laboratory Tests | |||
| Advanced Investigations, limited to CT Scan, MRI Scan, Echocardiography, Electrocardiography | |||
| Chemistry | |||
| Microbiology | |||
| Serology | |||
| Admissions and Accommodation | |||
| Feeding for enrollees on admission | |||
| Hospital Ward Care | |||
| Skilled medical and paramedical services | |||
| Supply of prescribed intravenous/intramuscular, oral and topical drugs | |||
| Supply of all medical and surgical consumables | |||
| Blood grouping, cross matching, and transfusion | |||
| Accommodation for in-patient care | |||
| Accommodation for parents whose infants are on admission | |||
| Inpatient /Hospitalization Benefit Abroad | |||
| Ear, Nose & Throat Care | |||
| Specialist Consultation | |||
| Treatment of acute and chronic ENT diseases | |||
| ENT Surgeries - (part of the surgical limit) | |||
| Pharmacological treatment of acute and chronic ENT infections | |||
| Mental Health (Psychiatry Care) | |||
| Specialist Consultations on Outpatient Cases Only; limited based on type of plans | 1 session ₦10,000 | 2 session ₦20,000 | |
| Employee Assistance Program / Stress Management | |||
| Covid Home Care Kit - up to limit on the plan | |||
| Health Talks/ Education forum or wellness fairs | |||
| Eye Care (Available by month 4) | |||
| Specialist Consultation | up to a limit of ₦5,000 | ||
| Routine ocular examination | up to a limit of ₦5,000 | ||
| Pharmacological treatment of acute and chronic ocular infections | up to a limit of ₦5,000 | ||
| Ocular tests | up to a limit of ₦5,000 | ||
| Lenses | up to a limit of ₦10,000 | ||
| Frames | up to a limit of ₦10,000 | ||
| Dental Care (Available by month 4) | |||
| Primary Dental Care | |||
| Specialist Consultation | up to a limit of ₦40,000 | up to a limit of ₦60,000 | |
| Preventive dental care and counselling | up to a limit of ₦40,000 | up to a limit of ₦60,000 | |
| Dental pain therapy at primary healthcare centres | up to a limit of ₦40,000 | up to a limit of ₦60,000 | |
| Pharmacological treatment of acute and chronic dental infections | up to a limit of ₦40,000 | up to a limit of ₦60,000 | |
| Access to prescribed drugs | up to a limit of ₦40,000 | up to a limit of ₦60,000 | |
| Secondary Dental Care | |||
| Surgical extraction | up to a limit of ₦40,000 | up to a limit of ₦60,000 | |
| Non-surgical extraction | up to a limit of ₦40,000 | up to a limit of ₦60,000 | |
| Root Canal Therapy | up to a limit of ₦40,000 | up to a limit of ₦60,000 | |
| Scaling and Polishing | up to a limit of ₦40,000 | up to a limit of ₦60,000 | |
| Operculectomy | up to a limit of ₦40,000 | up to a limit of ₦60,000 | |
| Gingival Curettage | up to a limit of ₦40,000 | up to a limit of ₦60,000 | |
| Composite Filling | up to a limit of ₦40,000 | up to a limit of ₦60,000 | |
| Amalgam Filling | up to a limit of ₦40,000 | up to a limit of ₦60,000 | |
| Incision and Drainage | up to a limit of ₦40,000 | up to a limit of ₦60,000 | |
| Physiotherapy Care | |||
| Specialist Consultation | up to a limit of ₦40,000 (1 session) | 2 sessions | |
| Routine fitness examination | up to a limit of ₦40,000 (1 session) | 2 sessions | |
| Preventive Counseling on referral | up to a limit of ₦40,000 (1 session) | 2 sessions | |
| Pain therapy | up to a limit of ₦40,000 (1 session) | 2 sessions | |
| Access to prescribed drugs | up to a limit of ₦40,000 (1 session) | 2 sessions | |
| NPR Immunization (0-5 years) | |||
| BCG | |||
| OPV | |||
| DPT | |||
| IPV | |||
| Vitamin A Supplementation | |||
| Pentavalent Vaccine | |||
| Measles | |||
| Yellow Fever | |||
| Typhoid | |||
| Meningitis | |||
| Chicken Pox | |||
| Pneumococcal | |||
| Additional Immunization (6 years +) | |||
| HPV Vaccine | |||
| Hepatitis B | |||
| Lifestyle Management | |||
| Subsidized Fitness/ nutritional club membership (for non-network gym) | |||
| Network Gym Access | |||
| On-site Health Checks, Health Talks/ Education forum or wellness fairs | |||
| Family Planning | |||
| Copper T Intrauterine Device | up to a limit of ₦40,000 | up to a limit of ₦60,000 | up to a limit of ₦80,000 |
| Levant loop Intrauterine Device | up to a limit of ₦40,000 | up to a limit of ₦60,000 | up to a limit of ₦80,000 |
| Injectables (Depo Provera) | up to a limit of ₦40,000 | up to a limit of ₦60,000 | up to a limit of ₦80,000 |
| Oral Contraceptives | up to a limit of ₦40,000 | up to a limit of ₦60,000 | up to a limit of ₦80,000 |
| Norplant | up to a limit of ₦40,000 | up to a limit of ₦60,000 | up to a limit of ₦80,000 |
| Surgeries (Available by month 6) | |||
| Minor Surgeries | up to a limit of ₦50,000 | up to a limit of ₦50,000 | up to a limit of ₦50,000 |
| Intermediate Surgeries | up to a limit of ₦50,000 | up to a limit of ₦50,000 | up to a limit of ₦50,000 |
| Major Surgeries | up to a limit of ₦50,000 | up to a limit of ₦50,000 | up to a limit of ₦50,000 |
| Obstetrics Care (Available by month 6) | |||
| Antenatal Care | up to a limit of ₦50,000 | up to a limit of ₦50,000 | up to a limit of ₦50,000 |
| Delivery (NORMAL) | up to a limit of ₦50,000 | up to a limit of ₦50,000 | up to a limit of ₦50,000 |
| Delivery (MULTIPLE) | up to a limit of ₦50,000 | up to a limit of ₦50,000 | up to a limit of ₦50,000 |
| Assisted Delivery | up to a limit of ₦50,000 | up to a limit of ₦50,000 | up to a limit of ₦50,000 |
| Emergency or Elective Caesarean Section | up to a limit of ₦50,000 | up to a limit of ₦50,000 | up to a limit of ₦50,000 |
| Reimbursement of Delivery Abroad | up to a limit of ₦50,000 | up to a limit of ₦50,000 | up to a limit of ₦50,000 |
| Neonatal Care | |||
| Male Circumcision | up to a limit of ₦50,000 | up to a limit of ₦50,000 | up to a limit of ₦50,000 |
| Ear Piercing | up to a limit of ₦50,000 | up to a limit of ₦50,000 | up to a limit of ₦50,000 |
| Special Baby Care Unit (Intensive Care Unit - including Life Support, Phototherapy & Incubator Care) | |||
| Dialysis | |||
| Cancer Care | |||
| Consultation, Admission, Counselling, Hospice Care, Surgical - Chemotherapy - Radiotherapy | |||
| Wellness Checks | |||
| BMI Check | up to a limit of ₦50,000 | ||
| General Physical Examination | up to a limit of ₦50,000 | ||
| Visual Acuity | up to a limit of ₦50,000 | ||
| Blood Pressure Check (Hypertension Screening) | up to a limit of ₦50,000 | ||
| Blood Sugar Check (Diabetes Screening) | up to a limit of ₦50,000 | ||
| Genotype | |||
| Blood Group | |||
| HIV | |||
| Urinalysis | |||
| Serum Cholesterol | |||
| ALT / AST | |||
| ECG | |||
| ECHO | |||
| Annual Prostate Specific Antigen screening for men over 40 years | |||
| Mammogram, cervical smear for women over 35 years every 2 years (every other year) | |||
| Ambulance Services | |||
| Movement of patients from Hospital to Hospital | |||
| Movement of patients from Home/Accident Scene to Hospital | up to a limit of ₦50,000 | up to a limit of ₦50,000 | |
| HIV Care and Treatment | |||
| Specialist Consultation | at designated approved centers | at designated approved centers | at designated approved centers |
| Specialist Drug Therapy | at designated approved centers | at designated approved centers | at designated approved centers |
| Psychotherapy | at designated approved centers | at designated approved centers | at designated approved centers |
| Seeking Second Opinion | |||
| Diagnosis confirmation from secondary and tertiary care centres | at designated approved centers | at designated approved centers | at designated approved centers |
| Line of treatment confirmation from secondary and tertiary care centres | at designated approved centers | at designated approved centers | at designated approved centers |
| Mortuary Services | |||
| After-demise care | |||
| Death Cover | |||
| Other Benefits (Applies only to the Principal and claimable once per annum) | |||
| Travel Insurance (Scope) | |||
| Travel Insurance (Duration) | |||
| Life Insurance Cover (Death Only) | |||
| Life Insurance Cover (Critical Illness and Permanent Disability) | |||
| Exclusions | |||
| Conditions caused by an act of war, an epidemic or enrollee | |||
| Injuries arising from enrollees participating in a riot | |||
| Auto immune diseases | |||
| Epidemic and Pandemic | |||
| Civil Disobedience | |||
| Dental & Surgical Implants | |||
| Alternative/Un-orthodox medicine | |||
| Neonatal care not listed under neonatal services | |||
| Self inflicted injuries | |||
| Congenital abnormalities for children not born on the plan | |||
| Services primarily for weight reduction or treatment of obesity | |||
| Professional Sports and willful exposure to needless danger | |||
| Spine surgery | |||
| School admission test | |||
| Stem cell transplant or bone marrow transplant | |||
| All procedures, management and investigations not written/stated and covered by the plan | |||
| All types of dental or orthodontic cosmetic procedures including cost of consultation, examination, medication, procedures, follow-up visits | |||
| Teeth whitening, Braces, Veneers, Aligners, Crowns, Tooth replacement, Cosmetic dental surgical and non-surgical procedures | |||